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Your Guide to

Home Ownership

Maggie Carnot Presents to Future Home Owner

Knowledge, Experience, Professionalism

Dear

Future Home Owner


Buying a home is a rewarding adventure and we're so happy to have the opportunity to bring your real estate dreams to life! In doing so, we aim to instill knowledge and confidence in all our buyers while helping them successfully navigate through every step of the process.

In the following presentation, you’ll be provided an outline of everything you need to know from consultation to handing over the keys. Our mission is to deliver world-class customer service and a winning experience.
Sincerely,

Maggie Carnot

Turning ordinary days into something extraordinary

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Meet

Maggie Carnot

Agent
(818) 482-4879
mcarnot@laown.com
An attitude of gratitude is the aura that surrounds Maggie from sunrise to dusk. Maggie's humble beginnings started in 1985 with a small finance company by the name of Mullen Finance in Glendale Ca. She then held various management and executive positions with companies such as ITT Financial, Associates/Ford consumer where she held a vice president position. Her responsibilities included the running and management of several branches in California and Nevada.

Maggie ultimately moved into the wholesale side of the business where she held a stellar position as sales executive with Wilmington Finance. Where she constantly ranked in the top 3% in the nation. She was a member of the prestigious President's club year after year. It is these 25 years of knowledge and experience that Maggie now brings to Own Real Estate which makes her such a special asset to the company and the clients.

This happy mother of 4 beautiful boys constantly works on balancing her professional life without sacrificing time from her beloved family. Her successful results year after year in various financial markets are attributed to the cornerstones where Maggie has built her foundation, Integrity, honesty, dependability and gratitude. Maggie will challenge you to question her for anything, but never question her integrity. Building life long relationships is an important factor that has always been a priority in Maggie's personal and business life.

Maggie is a consummate professional with complete dedication to always doing what is right. As Realtor of OWN Real Estate she has helped the office maneuver through these ever changing markets by staying true to the core values for which she stands. Her extensive training with academies such as Dale Carnegie's in Chapel Hills, NC has helped instill a positive attitude combined with relentless work habits for everyone at OWN Real Estate Inc.

In her leadership role, Maggie has been able to utilize her in-depth knowledge and areas of expertise to help Own Real Estate Inc., a leading firm in today's market, not by competing but by creating. Maggie has been able to use many innovative ways to handle even some of the most challenging situations, which in turn have kept many clients happy, willing to do business again. In these times of tribulations changes continue to occur, but in order to successfully navigate through them, Maggie believes core values can never change, and although when the going gets tough in some cases it creates isolation, Maggie lives by her mantra "In the worst of times, United We Stand!"

Once you meet Maggie, you will depart knowing that life truly takes on new meaning and you are well covered. She will hold your hand through the whole process.
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Proven Track Record

Service

Provide great customer service by building bonds with clients that lead tolong-term relationships where we truly care about their needs.

Knowledge

By pursuing excellence in our expertise as agents we can better service our clients and lead them to home ownership in a smooth and easy process.

Integrity

Be ethical in all you do and communicate with honesty while paying attention to the details of each and every client, agent, and transaction.
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Market Trends in Anytown, CA

Market data as of:
The Market Action Index (MAI) is a literal temperature gauge that shows whether the market favors buyers or sellers.
An MAI of 30 is typically balanced; over 30 is a seller's market, under 30 is a buyer's market.

Buyer markets

Buyers get better deals and more choices when MAI is low.

Seller markets

Sellers can list for higher prices and quicker sales when MAI is high
Market data as of:

View current market trends

Scan the QR code to see the current Market Trends report

Unique Value I Provide My Clients

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★
Customized listing search to find the perfect home.

I Found

Properties For Sale in Anytown

Scan the QR code to see all listings
See all Listings
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Professional Network to help your purchase go smoothly

Professional Network

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Lender

Vic Henriquez | Regal Equity Source

(213) 804-3984

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Market insights as a result of my recent sales in your area

Active listings in the Anytown, CA area!

My sales activity in your desired search area will directly benefit you due to my market knowledge, negotiating prowess, and insights into local activity!
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Exceptional reviews that reflect a pattern of excellence with my past clients.

Raving Reviews

Maggie is AMAZING!!! She was such a pleasure to work with, Maggie's friendly and energetic personality made it so easy to warm up to her...we just clicked. Maggie's professionalism and "go getter" spirit gave us total confidence guidance. She was patient and answered ALL of our questions (even the ones we asked 2 or 3 times). She is an awesome listener, generous, tenacious, and just as sweet and genuine as can be. We tell EVERYONE about what a great experience we had with Maggie. We feel so fortunate for Zillow because without them we never would have found Maggie or our new home.
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Couldn’t recommend Maggie and team more! What an amazing realtor and person - so knowledgeable, passionate, easy to work with, and supportive! She made the process fun and really took the time to know what we wanted and was so patient and supportive! 10/10
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Maggie is the best! I am truly grateful she helped us with our journey for our home search. She is very knowledgeable, kind, caring for our family. She went above and beyond to search for the right home that would fit well with us and our children. Searching from areas with parking spaces to nearby schools, safe areas for our children. She looked closely into detail and when completing the paperwork she was there to explain what we were doing and was ready to answer all our questions. I’m very happy to have had Maggie assist us and I would highly recommend her to anyone!!!
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Maggie was a great partner and helped us find a nice house. Her knowledge and expertise of the area was very valuable during our house search. Maggie was on top of her game right from gathering our inputs and understanding what we were looking for, to helping us find a house and helping in the closing. We are very happy and lucky to have had Maggie with us during this journey and truly appreciate her for all that she did to help us find the right house. I will highly recommend Maggie to my family and friends.
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I have been working with Maggie for years and could never work with anyone else. When you hear above and beyond you are talking about Maggie. Maggie is professional, knowledgeable, experienced, accessible 24/7 and has excellent communication skills explaining every step of the process. Highly recommend her for any real estate needs commercial or residential. Maggie is passionate about her clients needs being met, you can rest assured she is always looking out for her clients first!!! Highly recommend as simply THE BEST!!!
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Working with Maggie to buy our home was an absolute pleasure. From the very beginning, she impressed us with her excellent communication, deep knowledge of the market, and incredible responsiveness. She was always patient with our questions and made sure we felt informed and supported every step of the way.Thanks to Maggie’s expertise and dedication, we were able to close on our new home in just 21 days — something we never thought possible! She truly went above and beyond to make the entire process smooth and stress-free.I would highly recommend Maggie to anyone looking to buy a home. She's professional, reliable, and genuinely cares about her clients. We couldn’t be happier with our experience!
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I just want to take a moment to share my appreciation for someone really special, my realtor, Maggie Cannot, and a thanks to her incredible team.Working with Maggie was more than just a real estate experience, it was a partnership built on trust, hard work, and genuine care. From day one, Maggie brought a strong level of dedication, professionalism, and energy to the process. She was always one step ahead, always available, and always determined to make sure every detail was handled with care.AFTER HAVING SEEN MORE THAN 200 HOUSES SHE MADE MY DREAM COME TRUEBehind her was a team that worked just as hard, each person playing their part with precision, kindness, and efficiency. It was clear that I wasn’t just a client to them, I felt like I was someone they truly wanted to help.Thanks to Maggie and her amazing team, what could have been a stressful experience turned into a smooth, organized, and even exciting journey. I’m so grateful for everything they did, and I can confidently say I couldn’t have asked for a better team by my side.Thank you, Maggie, and thank you to your whole team, keep being amazing!
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Maggie did a excellent job even after the closing date she still helping me with things that need to be done with the house. Maggie is the best in what she does.
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Maggie was knowledgeable and thorough throughout the whole process. Always responsive to any questions we had and organized. She took the time to understand what we were looking for in our home. She genuinely enjoys her job and wants to provide the best service. My partner and I are happy with her work and highly recommend her.
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Maggie is the bestYou will never be disappointed with herShe is honest and will let you know the truth about the house you choose She started out looking for houses for my husband and I. And found us our dream home. At the end she became part of our family. Amazing woman
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Review has been shortened using AI, click the review to read the full review.

Review has been shortened using AI.

Loyalty

This custom presentation that I’ve shared with you is an example of the care and effort I put into each of my best clients. I recognize that real estate transactions are one of the largest financial transactions of your life and it deserves careful consideration and wise planning. In light of this, you should feel strongly that mutual respect and understanding are key components of hiring me to help you accomplish real results starting right away.

Reviewing each other’s roles and responsibilities as we embark on the next steps together is how we can decide if we are ready to move forward together.

Processes

1

Consultation

We’ll sit down together and help you determine your needs wants and goals while offering my personal industry expertise and strategies for bringing your vision to life.
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2

Pre-Approval

Getting pre-approved will help you know exactly what you can afford so you can confidently focus on the right homes. Plus, it shows sellers you’re serious, giving you an edge when making an offer.
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3

Property tours

After you have reviewed and selected which homes you want to tour, we get to go shopping! This is where you can start figuring out what you really want in your new home.
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4

Write offer

Once we find the home of your dreams, we'll submit an official offer - including but not limited to sale price, inspection contingencies, and closing costs. The seller then has time to accept, reject, or counter your offer.
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5

Under Contract or Escrow

With your offer accepted, we enter a 30-day Escrow period. This involves a neutral third party company that holds funds while conducting a thorough underwriting process to ensure all aspects of the contract are upheld properly
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6

Appraisal

The appraisal is ordered by your lender to protect their investment. They have their own checklist of things they look at for the final approval to move forward. The appraiser can demand repairs completed by the seller before they will give their approval.
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7

Inspections

Now that you've found your home we need to order the inspection. The inspection will let you know what repairs are needed, some are minor and some may be safety issues. Don't worry, you are still protected.
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8

Closing

Congratulations! You now own a home and can get moved in. It's time to celebrate and have your housewarming and show off your home. We will be standing by to answer any questions you may have about home-ownership and have a list of contractors if the need arises.
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105 More Ways

Agents Who Are Realtors ® Are Worth Every Penny Of Their Compensation.

Here’s a look at all the things – big and small – that a REALTOR ® may do to help clients when buying a home.

Counseling Session Activities

  • Prepare the buyer for executing a buyer representation agreement
  • Explain agency relationships to the buyer and get state required legal consent to represent, if needed
  • Inform the buyer of working relationship based on state law, the REALTORS® Code of Ethics, and the broker’s business policies

Building a Relationship

  • Learn the buyer’s wants and non-negotiable needs
  • Understand the buyer’s budget and what will be needed financially
  • Help the buyer understand what property their chosen budget will buy
  • Consider having the buyer fill out a homebuyer’s checklist
  • Assist the buyer in examining how much they can afford to spend
  • Provide quality lender resources
  • Partner with the buyer to locate suitable properties for consideration
  • Match the buyer’s needs with available property
  • Constantly re-evaluate buyer’s needs and refocus property showings to fit those needs
  • After ensuring the buyer understands what is done for them, how it is done,and the benefit to them, obtain signatures on the buyer representation agreement
  • Explain how compensation is paid, who pays it, and what the buyer’s options are for paying it

Educating the Buyer

  • Communicate the working relationship based on state law, the REALTORS® Code of Ethics, and the broker’s business policies
  • Explain Federal and State Fair Housing laws
  • Explain what to look for in applicable property disclosures
  • Reassure the buyer that their personal information will remain confidential
  • Inform the buyer that you will always disclose all known material defects
  • In accordance with state law, provide information on checking the sex-offender registry and crime statistics for the neighborhood
  • Discuss available resources that the buyer can check to learn more about prospective neighborhoods
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REALTORS® are members of the National Association of REALTORS®

Preparing the Buyer

  • Explain the timeline for house hunting, mortgage approval, and closing
  • Explain the local market and how it impacts the buyer
  • Show statistics on what percentage of list price sellers in the area are currentlyreceiving
  • Inform the buyer on what home features are popular
  • Identify current average days on market
  • Share the dangers of using the price per square foot to figure home values
  • Explain the concept of absorption rate and how it impacts the buying process
  • Indicate current listing months of market inventory
  • Share estimated potential out-of-pocket costs to complete the transaction
  • Assist the buyer in analyzing the loan estimates
  • Qualify the buyer for financial ability to purchase
  • Help the buyer account for the complete costs of homeownership
  • Prepare lender for listing agent calls
  • Assist in comparing different financing options
  • Help the buyer select for viewing only those homes that fit their needs
  • Proceed in showing homes that fit the buyer’s must-haves
  • Caution the buyer on posting information to social media
  • Review the sample sales contract so the buyer is prepared when it comes time to make an offer

Showing Properties

  • Schedule showings and provide access to all listed properties as soon as they become available in their local MLS broker marketplaces
  • Educate the buyer on the immediacy of new listings appearing in their local MLS broker marketplaces and the lag time for them to appear on some websites
  • Collaborate with the buyer on properties they may have learned about through their sphere contacts
  • Research and assist on all unlisted properties the buyer wishes to see
  • Preview properties prior to showing if needed
  • Network with other agents to source properties not yet in their local MLS broker marketplaces
  • Contact homeowners in focus areas to see if they are considering selling
  • Set up an automated email alert system through their local MLS broker marketplaces that immediately notifies the buyer of properties that fit discussed requirements
  • Arrange a tour of areas, schools, and key points of interest
  • Provide resources containing neighborhood information on municipal services,schools, etc.
  • Inform the buyer of negative aspects like nearby venues or operations that may result in issues that could impact value
  • Collect and share any other vital information on available homes, remembering to follow all fair housing laws at all times
  • Check applicable zoning and building restrictions
  • Help the buyer decipher public property and tax information
  • Collect and share pertinent data on values, taxes, utility costs, etc.
  • Compare each property shown to the buyer’s wants and needs list and remind them of what they were looking for
  • Help the buyer narrow the search until the buyer identifies top choices

Negotiating Offers

  • Assist the buyer in getting the best property at the best price
  • Suggest that the buyer learn more about the neighborhood prior to makingan offer
  • Prepare a comparative market analysis (CMA) in advance of making an offer
  • Prepare the buyer to have the most attractive offer in the current marketplace
  • Explain common contract contingencies and include approved protective clauses in the purchase offer
  • Ensure that the buyer receives and understands all state and federally-required disclosure forms
  • Prioritize contract negotiation goals with the buyer
  • Help create a negotiating strategy
  • Use strategies such as an escalation clause to maintain a competitive offer
  • Prepare the buyer for a multiple offer situation and develop negotiation strategies
  • Write an offer that has a reasonable chance of being accepted
  • Recommend optional contingencies and explain the pros and cons of using them
  • Provide information on purchasing incentives that may be available
  • Discuss financing alternatives
  • Negotiate the buyer’s offers to arrive at the best price and terms
  • Utilize hyperlocal expertise and strong communication skills to assist the buyer in being the successful offer

Advocating for the Buyer and Facilitating the Close (Part 1/2)

  • Advocate for the buyer throughout the entire process
  • Encourage the buyer to fully investigate their options in terms of a home inspector, title company, appraiser, mortgage lender, and other services
  • Present a list of the types of required and optional inspections such as environmental, roofing, and mold
  • Review and discuss home inspection concerns
  • Negotiate repair requests from home inspection
  • Guide the buyer on meeting all contract deadlines
  • Assist in coordinating communications
  • Advise the buyer to review the settlement statement
  • Inform clients that they need to transfer utilities to the new residence
  • Schedule final walkthrough
  • Accompany the buyer on the walkthrough
  • Assist the buyer in questioning the appraisal report if it affects the financing
  • Confirm clear-to-close with the lender
  • Ensure all parties have all forms and information needed to close the sale
  • Remind the buyer of the location where the closing will be held
  • Confirm the closing date and time, and notify parties if there are changes
  • Gather all required forms and documents for closing
  • Explain flood insurance to the buyer
  • Explain title insurance to the buyer and refer to qualified insurance broker
  • Order any surveys needed

Advocating for the Buyer and Facilitating the Close (Part 2/2)

  • Order the appraisal
  • Order the title search
  • Confirm the status of the loan funding
  • Check addendums and alterations for agreed terms
  • Review the buyer’s closing statement to ensure accuracy
  • Explain wire fraud risks and remind clients to verify all wiring instructions before transferring funds
  • Double-check all tax, homeowners’ association dues, utility, and applicable prorations, if relevant
  • Request final closing figures from the closing agent (often an attorney ortitle company)
  • Receive and carefully review closing figures to ensure accuracy
  • Receive and carefully review title insurance commitment with the buyer
  • Advise the buyer to re-key their locks and to consider a one-time cleaning service or landscaping before moving day
  • Review documents with the closing agent (attorney)
  • Support the buyer in any final closing activities
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Actual services provided will depend on the needs of the buyer and the transaction –not all 105 things will need to be done in every transaction.

Featured content from the Center for REALTOR® Development’s Accredited Buyer’s Representative (ABR®) Designation Course. Visit crd.realtor to learn more.
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What buyers need to know about the
National Association of Realtors (NAR) changes.

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Starting August 17th, 2024

It is required to complete and sign a written agreement before showing a home. This applies to buyers requiring the services of any licensed agent in the U.S. to visit a property.
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By Signing the Agreement to Partner with an Agent

Our agent is dedicated to you and committed to finding a home that meets your needs.
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With a proven track record

We have the knowledge and experience to be the BEST asset in your real estate endeavors.

Signing a Buyers Broker Agreement or BBA

  • This is an agreement to engage with a professional real estate agent to consult, show homes, negotiate contracts, and advocate.
  • It will establish the length of the agreement
  • It shows the agent/broker's services and responsibilities
  • It explains the agreement's exclusivity between Broker and client, what fees are owed for services rendered, and how to terminate the agreement. It mentions additional fees if the buyer signs with more than one agent.
  • It provides a clear explanation of the various ways an agent can be compensated for their services to the Buyer.
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Real Estate Expert

Maggie Carnot

Agent | 1910751

mcarnot@laown.com | (818) 482-4879

Let's Chat.

I'm sure you have questions and thoughts about the real estate process. I'd love to talk with you about what you've read here and help you along this path.
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www.laown.com/team/maggie-carnot
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Thank you!

In everything we do, we are driven to help others, because behind every transaction there is a vision, a goal, a dream waiting to come to life. In doing so, we bring our expertise, our instincts from years of experience, and our complete dedication to you.

This is only the beginning of an exciting journey to a bright and shining new future. And it's only the beginning of our commitment to servicing your every real estate need. Thank you for the opportunity to help you!
We'll be right there with you, every step of the way.